/* =========================================
   Base reset + tokens
   ========================================= */
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{font-size:16px;-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{
  font-family:-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,Oxygen,Ubuntu,Cantarell,sans-serif;
  color:var(--brand-text,#1a1f2b);
  background:var(--brand-bg,#fff);
  line-height:1.55;
  -webkit-font-smoothing:antialiased;
}
img{max-width:100%;display:block}
a{color:var(--brand-primary);text-decoration:none}
a:hover{text-decoration:underline}
button{font:inherit;cursor:pointer;border:0;background:none}

:root{
  --radius:10px;
  --shadow:0 4px 14px rgba(0,0,0,.06),0 1px 3px rgba(0,0,0,.04);
  --shadow-lg:0 12px 36px rgba(0,0,0,.12),0 4px 10px rgba(0,0,0,.06);
  --brand-primary:#0F2A4A;
  --brand-accent:#7FA88C;
  --brand-bg:#fff;
  --brand-surface:#F5F7FA;
  --brand-text:#1a1f2b;
  --brand-muted:#5C6A7A;
}

.container{max-width:1080px;margin:0 auto;padding:0 24px}

/* =========================================
   View switching
   ========================================= */
.view{display:none;min-height:100vh}
.view.active{display:block}

/* =========================================
   Header
   ========================================= */
.site-header{padding:18px 0;border-bottom:1px solid rgba(0,0,0,.06)}
.header-inner{display:flex;justify-content:space-between;align-items:center;gap:16px}
.wordmark{font-weight:800;letter-spacing:-.02em;color:var(--brand-primary);font-size:1.15rem;text-decoration:none}
.wordmark:hover{text-decoration:none}

/* =========================================
   Buttons
   ========================================= */
.btn{
  display:inline-block;padding:12px 22px;border-radius:var(--radius);
  font-weight:600;font-size:1rem;line-height:1.2;
  transition:transform .12s,box-shadow .12s,background .15s,color .15s;
  text-align:center;text-decoration:none;
}
.btn-primary{background:var(--brand-primary);color:#fff;box-shadow:var(--shadow)}
.btn-primary:hover{transform:translateY(-1px);box-shadow:var(--shadow-lg);text-decoration:none}
.btn-primary:disabled{opacity:.4;cursor:not-allowed;transform:none}
.btn-ghost{background:transparent;color:var(--brand-primary);border:1.5px solid currentColor}
.btn-ghost:hover{background:var(--brand-surface);text-decoration:none}
.btn-lg{padding:16px 32px;font-size:1.05rem}
.btn-sm{padding:8px 14px;font-size:.92rem}

/* =========================================
   Hero
   ========================================= */
.hero{padding:72px 0 56px;background:linear-gradient(180deg,var(--brand-surface) 0%,var(--brand-bg) 100%)}
.eyebrow{
  display:inline-block;font-size:.8rem;font-weight:700;text-transform:uppercase;letter-spacing:.12em;
  color:var(--brand-accent);margin-bottom:12px;
}
.hero h1{font-size:clamp(2rem,5vw,3.2rem);line-height:1.12;letter-spacing:-.02em;margin-bottom:18px;color:var(--brand-primary)}
.hero .lede{font-size:1.18rem;color:var(--brand-muted);max-width:680px;margin-bottom:32px;line-height:1.55}
.trust-strip{list-style:none;display:flex;flex-wrap:wrap;gap:24px;margin-top:28px;color:var(--brand-muted);font-size:.92rem}

/* =========================================
   Sections
   ========================================= */
section.benefits,section.how,section.why,section.faq{padding:64px 0}
section.benefits{background:var(--brand-bg)}
section.how{background:var(--brand-surface)}
section.why{background:var(--brand-bg)}
section.faq{background:var(--brand-surface)}
h2{font-size:clamp(1.6rem,3.2vw,2.2rem);line-height:1.2;margin-bottom:24px;color:var(--brand-primary);letter-spacing:-.01em}
.grid-3{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:24px}
.card{background:var(--brand-bg);border:1px solid rgba(0,0,0,.06);border-radius:var(--radius);padding:28px;box-shadow:var(--shadow)}
.card h3{font-size:1.15rem;color:var(--brand-primary);margin-bottom:10px}
.card p{color:var(--brand-muted)}

.steps{list-style:none;display:grid;gap:18px;counter-reset:s;margin-bottom:32px}
.steps li{padding:20px 24px 20px 64px;background:var(--brand-bg);border-radius:var(--radius);box-shadow:var(--shadow);position:relative}
.steps li::before{
  counter-increment:s;content:counter(s);
  position:absolute;left:18px;top:18px;width:32px;height:32px;border-radius:50%;
  background:var(--brand-primary);color:#fff;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:.95rem;
}
.why p{font-size:1.05rem;color:var(--brand-muted);max-width:720px}

.faq details{background:var(--brand-bg);border-radius:var(--radius);padding:18px 22px;margin-bottom:12px;box-shadow:var(--shadow);cursor:pointer}
.faq summary{font-weight:600;color:var(--brand-primary);list-style:none}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";float:right;font-weight:400;color:var(--brand-accent)}
.faq details[open] summary::after{content:"−"}
.faq p{margin-top:12px;color:var(--brand-muted)}

/* =========================================
   Qualifier
   ========================================= */
.progress{position:fixed;top:0;left:0;right:0;height:4px;background:rgba(0,0,0,.08);z-index:50}
.progress-bar{height:100%;background:var(--brand-primary);width:0%;transition:width .35s ease}
.qualifier{padding:80px 24px 48px;max-width:680px}
.progress-label{color:var(--brand-muted);font-size:.88rem;font-weight:600;letter-spacing:.04em;margin-bottom:14px;text-transform:uppercase}
#q-text{font-size:clamp(1.6rem,3.4vw,2.1rem);color:var(--brand-primary);margin-bottom:14px;line-height:1.22}
.helper{color:var(--brand-muted);font-size:1rem;margin-bottom:28px;line-height:1.55}
.options{display:grid;gap:12px}
.option{
  display:block;text-align:left;padding:18px 22px;border:2px solid rgba(0,0,0,.08);background:var(--brand-bg);
  border-radius:var(--radius);transition:all .15s;cursor:pointer;width:100%;
}
.option:hover{border-color:var(--brand-primary)}
.option.selected{background:var(--brand-primary);color:#fff;border-color:var(--brand-primary)}
.option .option-label{font-weight:600;font-size:1.05rem;display:block}
.option .option-hint{font-size:.88rem;color:var(--brand-muted);margin-top:4px;display:block}
.option.selected .option-hint{color:rgba(255,255,255,.85)}
.qualifier-nav{display:flex;justify-content:space-between;margin-top:32px;gap:12px}
.qualifier-nav .btn{flex:0 0 auto}

/* =========================================
   Gate form
   ========================================= */
.gate{padding:80px 24px 48px;max-width:520px}
.gate h2{margin-bottom:8px}
.gate .helper{margin-bottom:28px}
#gate-form{display:grid;gap:16px}
#gate-form label{display:block;font-size:.9rem;color:var(--brand-muted);font-weight:600}
#gate-form input,#gate-form select{
  display:block;width:100%;margin-top:6px;padding:14px 16px;font-size:1rem;
  border:1.5px solid rgba(0,0,0,.12);border-radius:var(--radius);background:#fff;color:var(--brand-text);
  transition:border-color .15s;
}
#gate-form input:focus,#gate-form select:focus{outline:none;border-color:var(--brand-primary)}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}

/* =========================================
   Result
   ========================================= */
.result{padding:80px 24px 48px;max-width:680px}
.result h2{font-size:clamp(1.8rem,3.6vw,2.4rem);margin-bottom:24px}
.result-bullets{list-style:none;display:grid;gap:14px;margin-bottom:36px}
.result-bullets li{
  padding:16px 20px 16px 48px;background:var(--brand-surface);border-radius:var(--radius);position:relative;color:var(--brand-text);
}
.result-bullets li::before{
  content:"✓";position:absolute;left:18px;top:16px;color:var(--brand-accent);font-weight:700;font-size:1.1rem;
}
#result-cta{display:block;text-align:center;width:100%;margin-bottom:18px}

/* =========================================
   Footer
   ========================================= */
.site-footer{padding:48px 0 56px;border-top:1px solid rgba(0,0,0,.06);background:var(--brand-bg)}
.site-footer p{margin-bottom:8px;color:var(--brand-muted)}
.site-footer .small{font-size:.86rem}
.site-footer .disclaimer{font-size:.78rem;color:var(--brand-muted);margin-top:14px;max-width:720px}

.small{font-size:.86rem;color:var(--brand-muted)}

/* =========================================
   Brand-specific overrides
   ========================================= */
/* atofix — urgent, sharp */
html[data-brand="atofix"]{--radius:4px}
html[data-brand="atofix"] .hero h1,html[data-brand="atofix"] h2{font-weight:800}
html[data-brand="atofix"] .btn{letter-spacing:.02em;text-transform:uppercase;font-size:.95rem}
html[data-brand="atofix"] .btn-lg{font-size:1rem;padding:18px 32px}

/* sbradvisory — corporate, serif headings */
html[data-brand="sbradvisory"]{--radius:6px}
html[data-brand="sbradvisory"] .hero h1,html[data-brand="sbradvisory"] h2,html[data-brand="sbradvisory"] #q-text,html[data-brand="sbradvisory"] .result h2{
  font-family:Georgia,'Times New Roman',serif;font-weight:700;letter-spacing:-.01em;
}

/* sbraustralia — editorial */
html[data-brand="sbraustralia"]{--radius:8px}
html[data-brand="sbraustralia"] .hero .lede{font-size:1.22rem;line-height:1.62}
html[data-brand="sbraustralia"] .why p{font-size:1.12rem}

/* taxdebtaustralia — bold crisis */
html[data-brand="taxdebtaustralia"]{--radius:6px}
html[data-brand="taxdebtaustralia"] .hero h1{font-weight:800}
html[data-brand="taxdebtaustralia"] .btn-primary{font-weight:700}

/* businessdebtrelief — soft, rounded (default-ish) */
html[data-brand="businessdebtrelief"]{--radius:12px}

/* =========================================
   Mobile
   ========================================= */
@media (max-width:640px){
  .hero{padding:48px 0 40px}
  section.benefits,section.how,section.why,section.faq{padding:48px 0}
  .trust-strip{gap:16px;font-size:.86rem}
  .qualifier-nav{flex-direction:column-reverse}
  .qualifier-nav .btn{width:100%}
}